Credit – When Buying a Car

June 16th, 2016 by
Credit Card

What Role Does My Credit Play in Purchasing a Car? Lenders will take multiple things into account when determining what financing you qualify for, and one of the most important factors is your credit score. The better your credit is, the more likely you are to qualify for a lower interest rate. Dealerships can get…

Bringing the Correct Documents When Buying a Car

June 14th, 2016 by

What documents do I need to bring when I’m buying a car? Congratulations; you’re ready to get a new car! In all the excitement of choosing your new vehicle, however, it’s easy to forget exactly what you need to bring with you to the dealership to finalize your purchase. Don’t let this happen to you—use…

The Financing Process

June 11th, 2016 by
financing a car

How does financing a car work? Once you’ve chosen your perfect car, it’s time to figure out your financing. Here’s what you can expect in the financing process when you get an auto loan from your dealership: Step 1: Complete a credit application The dealership will have you fill out a credit application, which they…

Posted in Car Buying, Finance

Car Insurance

June 5th, 2016 by
Car Insurance

I’m buying a new car, what do I do about car insurance? Buying a car is a big investment, so it’s important to notify your insurance agent as soon as possible of a recent purchase to make sure you have the proper coverage. But if you’re buying a car over the weekend, don’t worry…you normally…

How a New Car Is Priced

June 3rd, 2016 by
New Cars

How does a dealer come up with a car’s price? The recommended price of a new vehicle is usually determined by the automaker. The MSRP (Manufacturer’s Suggested Retail Price) is the price estimate that the automaker publishes for any given model and trim line. Since it is just a suggestion, dealers can sell a vehicle…

Posted in Car Buying, Finance

Do I Need GAP Insurance?

June 2nd, 2016 by
GAP Insurance

The In’s and Out’s of GAP Insurance When it’s wise to have GAP insurance Accidents happen. Cars get stolen and never recovered. No matter how careful you are as a driver and car owner, bad things can happen to your vehicle. As if to add insult to injury, your auto insurance settlement may be much…

Financing Your New Car

June 1st, 2016 by
buying a car

What are your financing options when buying a car? Finding Financing Finding the right auto loan for your car is obviously a crucial part of your purchase, but it can be difficult to figure out where you should go to find the best loan. The two most common places to obtain an auto loan are…

Calculate Your Monthly Payment

May 13th, 2016 by
Car Payments

How Do I Calculate My Monthly Car Payment? What factors determine my payment? There are several factors that determine your monthly payment when financing a new car. These include the price of the car, how much cash you’re putting down, term of the loan, and the APR (estimated financing rate) of the loan. Your finance…

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